Property Toolbox - All the Benefits

YOUR ENTIRE HOME SOLUTION IN ONE TOOLBOX

SELECT THE BEST TOOLS FOR YOUR PROPERTY JOURNEY & OWNERSHIP

Make use of the best advice, guidance, assistance and tools for your property transaction.

GET CASH-BACK AND MORE DISCOUNTS AS A PROPERTY TOOLBOX MEMBER

A Property Toolbox Member will get the following benefits:
- GET BACK UP TO 1 % OF YOUR PROPERTY PURCHASE VALUE
- Cash-back –
- from the Estate Agent – If you buy through a Property Toolbox affiliated estate agent [*]
- From our Mortgage Consultant – I we process your home loan application [*]
- Discount on your conveyancing fee – if the Property Toolbox affiliated conveyancing attorney assist you in the transfer of the property on your name [*]
- Instant Rewards through our affiliated Rewards programme [*]
- [*] terms and conditions apply]

HOW TO JOIN:

Register online.

MEMBERSHIP FEES

The Property Toolbox membership fee = once-off is R300.00.

BENEFITS If you complete your My Budget Fitness full online profile – that means –

Complete your credit check –
- even if it shows “red, orange or green” – push through to the next status level
Complete your Buyers profile
Select your property preference
Upload your important FICA documents
Do your affordability calculation – you have a selection of 3 different methods
Watch the MBF Video – click here to view how it is done.

YOU CAN SIGN UP AND PAY ONLINE THROUGH

Membership is payable in advance.

Click here to register and pay your Property Toolbox Subscription fee.

YOUR BENEFITS AS A PROPERTY TOOLBOX SUBSCRIBER:

CREDIT REPORT
Included:

Build your property buyer profile
- What do you want to buy, where and how much do you want to pay or spend per month?
Can you raise property finance?
What is your credit profile?
- Get your personalised Credit Snap Shot –
  - a quick overview
  - Get to know what is going on on your credit report –
  - GET – Your Full credit report and support how to analyse your report and improve your score.

LOW OR BAD CREDIT SCORE?
- FREE FIRST CONSULTATION
  - First telephonic consultation with our debt & affordability repair specialist – Speak to our team at Octogen.
- AVAILABLE & REQUEST & ON DEMAND
  - Debt repair assistance when required – separate fee payable as per assistance required
  - Credit scorecard and Affordability Improvement service available.

BUYING YOUR OWN HOME

Pre-qualification – Bond Indicator – Know in advance what is your property buying power
Legal assistance to buy your own home
First Time Buyers Handbook – Produced by REIM & MBF
Cash-back – if you buy a property assisted by a My Budget Fitness Assistant
Discount on conveyancing fees -terms and conditions apply.

REWARDS PROGRAM

We will direct to get the benefits and access to PERKALOO REWARDS

MANAGE YOUR MONEY –

ALTERNATIVE FINANCE

ACCESS TO

RENT2BUY PROPERTIES & MORE

EDUCATION & INFORMATION

Get access to more home ownership educational material, budget improvement TIPS, and many more.

FLISP – FIRST HOME FINANCE SUBSIDIES

HOW MUCH MONEY IS AVAILABLE?
- Between R129 265.00– R38 911.00 subsidy amounts available
- HOW DO I APPLY?
- Assistance with FLISP application for Property Club members [save R150]
- Get started online – go to the FLISP Website
WHAT IS FLISP/FIRST HOME FINANCE?
- Once-off subsidy for first time home buyers who earn between R3 501 – R22 000 per month – total gross household income
- Your home loan must first be approved –
- NEW SINCE 2022 APRIL –
  - Subsidies now de-linked from a home loan
    - Never received a free house from the Government before
    - Have a dependant – spouse or child
    - Available for RSA Citizen
HOME LOAN & FLISP – FIRST HOME FINANCE SUBSIDY
- Free home loan application with FLISP /FHF subsidy application “combo” –
- It is required for a successful FLISP/FHF approval to first have your home loan approved or alternative sources of finance – even your own savings- we assist you all the way with both applications.
- We check before you apply if you are eligible for a FLISP/FHF Subsidy and how much.
  - Then apply for a home loan, or use the de-linked finance solutions & then you know the strength of your property shopping power.

GET MORE FLISP INFO

Watch the FLISP/fhf Intro video
FLISP/fhf Subsidy Calculator

RENT2BUY FINANCE

Rent2buy Finance is available for properties in the price range R400 000 – R2,8 million
Areas – Cape Town, Gauteng, Bloemfontein, Durban, Port Elizabeth, East London
PAY
Rent2buy analysis [save R150]
FREE FOR A PROPERTY TOOLBOX MEMBER
Assistance with Rent2buy negotiation to purchase a R2B property
GET BACK
Cash-back of R3 000 on successful Rent2buy purchase transaction.

Watch the Rent2buy Video

HOME LOAN APPLICATION

Free assistance with a home loan application up to 9 financial institutions.
Less paper – easier, faster & more efficient.
Self Employed?
- Get expert assistance to tailor make your home loan application.

Cash-back -R2 000 on your home loan registration facilitated through your

SELL YOUR PROPERTY

Free legal advice on how to get started
Free property listing on online major property websites- Property 24 and Private Property
Virtual Reality Tours Available – special discount to Property Toolbox Subscribers
Reduced sales commission – save thousands of Rands
Included
- The best online property marketing platforms
- Only cash or pre-qualified leads introduced to at seller
EASIER FINANCE FOR BUYERS – SELL YOUR HOME FASTER
- Assisting buyers with easier access to property finance – that ensures your property gets sold quicker –
- Online Bond Indicator – ALMOST 90 % of home loans gets approved for special MBF clients
- Rent2buy Finance for buyers – price range R400 000 – R2,8 mil
- FLISP – FIRST HOME FINANCE – Government Subsidy assistance for First Time Home buyers.

RENTING

How to become a Super Tenant
Jump the rental queue and secure the best lease available
Impress your landlord – Show your your Rental Affordability Certificate – Underwritten by a leading Rental Guarantee company
Legal assistance:
- Completing your lease & watch for traps before you sign
- Advice:
- Before and when taking occupation
- Moving out
- Get your deposit back from your landlord
How to take the steps to stop paying rent [and make your landlord rich] and own your own property – Get out of the Rental Trap

INVESTING IN PROPERTY – GET A TENANT TO PAY OFF YOUR BOND

Property investment advice
Access to Rent2buy Finance to buy your investment property
Learn how R32 000 can secure you a R1 million investment property
Free structure planning – must I buy in my own name, Trust or Company?
Access to alternative property finance available.

PROPERTY & INVESTMENT MASTERCLASSES

Join Neale Peterson of Real Estate Investor Magazine in his Property Master Class events.
Vangile Makwakwa – Wealthy Money – Author Heart Mind Money. Meyer de Waal was recently interviewed by Vangile Makwakwa of Wealthy Money
- - Meyer de Waal was recently interviewed by Vangile Makwakwa of Wealthy Money – click here to listen to the podcast.
  - Your own estate structure – Owning assets on your own name, or a Trust or a Company – Listen to the Estate Structure podcast interview by Vangile & Meyer de Waal
Meyer de Waal – Consumer Housing Education – The A – Z Home Ownership Guide
Anele Matakane Borrowers Education for First Time Buyers & FLISP

GET – Special discounts on their property training classes.

HOME OWNERSHIP EDUCATION & INFORMATION & EVENTS

Subscription to a leading Property Magazine
Watch& educate yourself to become an expert:
- Educational videos for new home buyers
- How to get yourself ready to buy your own property
- How to get out of the rental trap
- How to save thousands when buying a property
- How to prepare yourself to buy your own home
Hot TIPS & Updates
- Regular property educational information Webinars
Alerts
- Latest property releases and special discounts
Subscriptions
- Follow the latest cutting edge property articles.

LEGAL ASSISTANCE

Free legal assistance:
- Negotiating with a Seller/Estate Agent to close a purchase transaction
- Prepare a Deed of Sale/ Offer to Purchase
- Review a Deed of Sale/Offer to Purchase before you put your pen to paper
Property Sale Agreements
- Deed of Sale or Offer to Purchaser
- Rent2buy Agreement
- Instalment Sale Agreement
Structure planning – must I buy in my own name, Trust or Company?
- Assisting to set up a:
- Trust
- Company
Discount on conveyancing fees for V I P O Subscribers [terms and conditions apply]
Free basic Last Will and Testament -prepared by specialist estate attorneys.

PROPERTY VAULT

Free access the Property Vault – Store your legal documents online with 24/7 online access.
Never look for a legal document anymore- stored online in your Property Vault.

HOUSE INSPECTION BEFORE YOUR BUY

Do your home inspection before you buy – do not buy a home without a comprehensive house inspection report!

“Because buying a property is such a big decision that can have a massive impact on your financial well-being, it’s best to go into each transaction fully aware of what you’re getting yourself into. Before putting in an offer on any home, consider having the property inspected by a professional who can provide you with a comprehensive list of all the home’s underlying flaws. -ADRIAN GOSLETT, REGIONAL DIRECTOR AND CEO, RE/MAX OF SOUTHERN AFRICA
Source: Sunday Times Neighbourhood Property News
A home inspection is essential if you are building, selling, buying or investing in property. Every day houses are being sold and bought with various hidden defects. If you are not a building expert, you won’t know what to look out for and will most likely only focus on the features and obvious aspects needing repair. It’s also very unlikely that you’ll climb into the roof or check for any underlying sources of damage.
We recommend Inspect A Home

Watch the Inspect A Home interview on Discovery Home Channel

OUR PARTNERS & ASSOCIATES

BUDGETING AND CONSUMER HOUSING EDUCATION

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