Property Toolbox - Introduction - The Benefits

A property transaction may be the largest investment you will ever enter into and most likely the biggest debt undertaken.

Do it with the best tools, advice and professional assistance available.

GET CASH-BACK AND MORE DISCOUNTS AS A PROPERTY TOOLBOX MEMBER

A Property Toolbox Member will get the following benefits:
- Cash-back – from the Estate Agent – If you buy through a Property Toolbox affiliated estate agent [*]
- Discount on your conveyancing fee – if the Property Toolbox affiliated conveyancing attorney assist you in the transfer of the property on your name [*]
- Instant Rewards through our affiliated Rewards programme [*]
- [*] terms and conditions apply]

THE PROPERTY TOOLBOX – THE BENEFITS:

FOR BUYERS

BUYING YOUR OWN HOME

What do you want buy, where and how much can you afford?

These are the first questions we ask you as buyer.

OUR OWN PROPERTY TOOLS TO HELP YOU

We have all the tools available to help you find your own property, that is shaped according to your needs and wants and your personal property buying power.

MATCHY- MATHCY

Our tools allow us to establish your property buyer profile and then go out and find the perfect property that best matches your profile.

We help you establish:

What is my actual and real buying power?
- (TIP – No using trying to buy a property if you do not know what your actual buying power is)
Finances:
- How much property finance can you raise and how much will it cost you?
- Do you have a deposit to put down?
- How much cash do you have to budget for legal fees – paying a transfer and bond registration attorney?
- First Buyer Subsidy
- Can I boost my buying power or reduce my home loan with a First Home Finance (FLISP) subsidy as a first time buyer
- How do I get access to such a subsidy?
- Do I apply for the subsidy before or after I buy?
- How much subsidy can I qualify for?

- Home Loan Check
- How do I check in advance the home loan I can qualify for
- Pre-qualification – Bond Indicator –
- Full home loan application service available
- Alternative Purchase Solutions
- Rent2buy Standard
- Rent2buy with Finance
- Rent2buy Finance is available for properties in the price range R400 000 – R2,8 million
- Areas – Western Cape, Gauteng and Bloemfontein, Port Elizabeth, Durban, East London
- Watch the Rent2buy Video
- Instalment Sale Transactions.

- Who will hold my hand while I am buying?
- Legal assistance to buy your own home.

SUBSIDIES FOR FIRST TIME BUYERS

GET MORE FLISP/FHF INFO

Watch the FLISP/FIRST HOME FINANCE Intro video
FLISP /FHF Subsidy Calculator

PROPERTY OWNERS

Your own bank will most likely not call you to offer you to reduce your home loan interest rate (unless you are savvy to know how to ask and negotiate a lower rate)

Get assistance and support:

Late Subsidy application –
- Can I still apply and pay back thousands into my home loan?
Save Thousands
- How can I re-negotiate my home loan interest rate and save thousands of Rands?
Lower insureance
- Can I save money on my insurance and pay off my home loan faster
Pay off my bond faster
- Save thousands of Rand on your home loan – tools and tips
Home Services
- Trusted Service Providers for your home improvements.

LANDLORDS

Landlords lose thousands of Rands with non-paying tenants or vacant rental units.

Best Tenants
- How can I make sure I find the best tenant with the best track record?
Screen before I sign
- Pre-screen my tenants before they move in
Deposit
- Secure a deposit on approval of the tenant – Secure Deposit System
Rental Guarantees for Landlords –
- 2 or 4 month cover
Legal fees
- cover for eviction of tenants
Alternative Solutions
- Rent2buy solutions for landlords and tenants who want to buy.
- Watch the Rent2buy Video

TENANTS

Finding and securing a rental property can be stressful.

Often one has to compete with 15- 30 other tenants applying for the same property you want to rent.

Tenants often feel they are always in the middle or back end of the waiting list when applying for a property to rent.

How do one impress a landlord that you are the best candidate to rent the property?

Get all the tools and tips:

Jump the Queue
- How to be a VIP Tenant and “jump the queue” to get in front of the rental waiting list.
Pre-Approval Certificate
- Get your VIP Rental Pre-Approval Certificate before you embark on your search for your ideal new rental home.
Stop making your landlord rich
- How to take the steps to stop paying rent and paying off the bond of your landlord [and make your landlord rich] and own your own property – Get out of the Rental Trap
Rent2buy for tenants
- Watch the Rent2buy Video
Instalment Sale Transactions for Tenants

SELLERS

Get an attorney and their dedicated team of Attorney Estates Agents to help you market and sell your property.

All the tools and services are under one roof to provide a property seller all the assistance required.

The Attorney Realtor Hub is a national network of attorneys selling properties, assisted by more than 85 Attorney Estate Agents working for such attorney firms.

As a property seller, you can be assisted by the best Attorney & Estate Agent Team and establish:

Market value
- What is the market value of my property?
Best Price
- At what price must I list my property?
How long
- will it take before I can expect to sell my property?
Agents commission
- How can I save thousands of Rands in estate agent commission?
Pre-qualified buyer
- How to find the best qualified buyer to buy my property? (up to 40 % of the home loans of buyers are declined)
Be assisted:
- By a qualified attorney for advice and to scrutinise and offer to purchase before I sign it
- Save thousands
- Advice and assistance to avoid the 90 day early termination fee charged by my bank to cancel my home loan
- Alternative sales
- Rent2buy or an Instalment Sale transaction to sell my own property
- Calculate costs
- for me to sell my property.

INVESTORS

The concept of OPM – Other People’s Money.

By using the money of a bank, (other people) a savvy property investor can use a deposit of say R50 000.00 and buy a property of R1 million rand. This is called gearing.

You then get a tenant to pay off your home loan and build wealth through property investment.

Get all to the tools to assist:

Money
- How to raise money to buy a property
Gearing
- How to apply for a 100% home loan
Boost income
- How to use the income of your tenant to boost your home loan application
Best Tenant
- How to find the best tenant with the affordability to pay rent & with a good track record
Rental Guarantee
- How to find the best rental insurance package for the rental agreement
Rental insurance
- to cover legal costs if you have to evict your non-paying tenant
Rent2buy or Instalments sales
- as an alternative & innovative property buying tool
Debt insurance
- Insurance to cover your outstanding debt when you die.

REWARDS PROGRAMME

Reap the benefits of the Rewards Programme.

PROPERTY & INVESTMENT MASTERCLASSES

Property Master Classes
- Learn from experts – Enrol in Property master classes with the experts in the industry
GET –
- Special discounts on their property training classes.

HOME OWNERSHIP EDUCATION & INFORMATION & EVENTS

Subscription to a leading Property Magazine
Watch:
- Educational videos for new home buyers
Hot TIPS & Updates
- Regular property educational information Webinars
Alerts
- Latest property releases and special discounts
Subscriptions
- Follow the latest cutting edge property articles.

LEGAL ASSISTANCE

Legal assistance with a national team of attorneys – Attorney Realtor Hub – to assist you.

PROPERTY VAULT

Free access the Property Vault – Store your legal documents online with 24/7 online access.
Never look for a legal document anymore- stored online in your Property Vault.

HOUSE INSPECTION – BEFORE YOU BUY