Buying a home may well be the biggest single investment any person will ever make, so one shouldn’t ever take a risk with it.

Home owners may sometimes consider selling their homes privately and ask their attorneys to help with the sale contract, but in cases like these it possibly would be better to let their attorney handle the whole process.

“There are many legal pitfalls to be aware of in dealing with property,
and various law reports show many property sale disputes could have been prevented if the right person had been employed to handle the drawing
up of the contract and the sale”, says Meyer de Waal of MDW Inc. – who is one of the founding members of a revolutionary property service provided by attorneys to attorneys selling properties, through the tools provided by the Attorney Realtor Hub, (The ARHub).

This new initiative, the brainchild of independent conveyancing firm members working together, quickly grew to 18 firms with a national footprint and more than 84 individual users subscribing to the ARHub.

These subscribers can leverage the wide range of cutting edge FinTech and PropertyTech tools and resources to achieve the best possible sale, at the best possible price, in the shortest possible time.

The key benefits of the tools made available by the Attorney Realtor Hub service, according to de Waal, are:

The use of the “My Bond Fitness” application helps screen interested buyers by allowing them to perform their own online and paperless prequalifying process, so only cash or prequalified buyers will be introduced to sellers.

Viewing of properties is revolutionised with modern technology via a virtual reality tour system. Where possible, sellers are only introduced to serious buyers (the buyer can do a full walk through online to decide whether to go further); without the inconvenience, disruption and security concerns of having a horde of possible buyers having to physically view the property.

SALES COMMISSION ARE SET BY EACH INDIVIDUAL ATTORNEY FIRM. A traditional estate agent can be paid up to 7% commission plus VAT. That’s a rate that is normally entirely warranted on the side of the “traditional estate agent”, with their huge overheads, days and weeks of effort needed to introduce prospective buyers to the property, and expensive advertising costs.

TRIMMING EXPENSES. Attorneys on the other hand are able work smarter with the application of Fintech and as they incorporate their property sales office into their current legal practice and office space, they can save on office administration expenses and are able to charge a lower commission while still being able to provide an comprehensive service.

ACCESS TO A HUGE POOL OF POTENTIAL BUYERS. Working together gives fellow attorneys a large national client database, captured and managed on an electronic client relationship management tool which lists property sales mandates and properties for sale through the most advanced property listing technology available.

PROPERTY FINANCE FOR END USERS.Working with pre-qualified buyers, the sales process and home loan application and approval process can be fast-tracked as in-house mortgage origination services are provided.

RENT2BUY FINANCE, innovative sale and purchase solutions for sellers, property realtors and homer buyers are also available.

A qualified attorney or an attorney estate agent as a property realtor assists sellers and buyers to negotiate and conclude the largest and most important financial transaction many will ever make in their lifetime.

“Entrusting the sale of your home to your attorney will ensure that all the role-players can sleep peacefully at night knowing that they are in safe, experienced and qualified hands from the time the property is put on the market, to the time the buyer is registered in the Deeds Office as the new owner”, says de Waal.

A MOU was concluded with the National Housing Finance Corporation, enabling members to obtain assistance and support for FLISP applications and the processing for such applications.

Meyer de Waal secured the FLISP web domain and has been able to provide an extensive FLISP subsidy support to first time buyers and Attorney Estate Agents.

A partnership agreement was secured with LexisNexis to assist attorneys and their clients with FLISP applications. Click here to read more about the LexisNexis partnership.

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With access to tools and services such as TPN, members of the Attorney Realtor Hub van also provide the prescreening of tenants and extensive rental management structure.

A rental guarantee service is also available, covering rental income for either a 2 or 4 month rental income period, that includes the collection and distribution of the rental income, which also covers the legal fees and costs of evicting a non paying tenant. Terms and conditions apply.

The buyer works with one team from the home loan pre-qualification, property purchase and transfer process in the deeds office.

The same applies for the seller who also works with the same team, from receiving a property valuation report, listing of the property for sale, marketing process, introduction of a pre-qualified or cash buyer and up the transfer process in the deeds office.

We found the “traditional estate module” very disruptive as usually a buyer is shifted from estate agent to mortgage originator or financial institution and then two sets of attorneys, one attending to the registration of the transfer and one attending to the bond registration.


Attorneys are also able to provide a complete A-Z service, through the combination of property skills and actual knowledge of various property services.

As an example, for the Mill Park development in Bredasdorp, the following package was prepared and delivered to the Aghulas Municipality, the owner of the land working on collaboration with the Department of Human Settlements who provided the funding for the development, with ASLA as construction company:

  • Comprehensive marketing plan and media releases
  • Hosting of workshops and information sessions for aspiring buyers
  • Development of the website for the development
  • Mill Park website –
  • Arranging end-user finance for the buyers with 5 financial institutions
  • Pre-qualifications of buyers
  • FLISP subsidy assistance for buyers
  • Debt & affordability repair for buyers with low & bad credit scores and over indebtedness
  • Rent To Own product and implementation
  • Personal Budget Fitness trainer and mentor for all buyers
  • Preparation of legal sale agreements
  • Preparation of lease, rent to own and option agreements
  • Preparation and submission of home loan and Flisp applications for buyers
  • Transfer of properties in the deeds office
  • Registration of mortgage bonds in the deeds office
  • Management of Rent To Own buyers for 24 months
  • Overall co-ordination and management of the entire project and hosting of regular feedback and updates of the project
  • Handing over of the keys on date of occupation
  • Media reports Department of Human Settlements

FULL SET OF BENEFITS TO ATTORNEY MEMBERS. To view the full set of benefits that the ARH offers to their Attorney members –

For further information contact Meyer de Waal 021 461 0065 or (mobile) 083 653 6975 or via email on [email protected].

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My Bond Fitness is the brain child of practicing attorney, Meyer de Waal. "Our vision is to see every South African unlock their true financial potential and achieve one of the cornerstones of freedom – their own home."